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Become a UMAFI Loan Originator or Open Your Branch Today!


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Come Join the UMAFI Team...

Come be part of one of the mortgage industry's leading Dynamic Teams!

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Branch Oportunities

Universal Mortgage & Finance, Inc. (UMAFI) offers licensed retail branch opportunities to qualified individuals. Mortgage professionals can reap the benefits of earning maximum profits and fulfilling their dream of opening their own licensed branch. Branch Oportunities Made Easy!

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Loan Originators

Universal Mortgage & Finance, Inc. (UMAFI) offers loan originators a generous pay scale, along with aggressive loan programs to maximize and ensure wide range of clientele. Enjoy the luxury of in-house processing, underwriting, closing and funding ensuring quick turn times.

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Change your future and Inquire TODAY!!!

If you are currently a mortgage branch manager or an ambitious loan
originator looking to take your business to the next level, then look no further.

Our Company

For two decades Universal Mortgage & Finance, Inc (UMAFI) has elevated careers of Branch Managers and Loan Originators by successfully serivcing the needs of homebuyers, those refinancing, real estate professionals, builders, and referral partners. UMAFI is a direct lending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. To ensure efficency and accuracy for all loans UMAFI is is suitably equipped with In‑House processing, underwriting, closing, funding and Appraisal Order Management providing Branches and Loan Originators some of the fastest turn-times in the industry.

  • “We love working with UMAFI because of the support that we receive from the corporate underwriting and closing department. The "team" mentality shines through with the daily efforts given by all involved. There is a real "let's get it done" attitude that we are now known for in our markets.”

    — Chris Short & Mike Ciorrocco

    Mid-Atlantic Divison Managers

  • “One of my favorite things about being a part of UMAFI is that everone within the company works as a TEAM and is in the business of getting loans closed.”

    — Ernie Donaldson

    Loan Originator, Edgewater, MD

  • “I’ve been loyal to Universal from day one because I know how strong of a company it is and I believe in the direction we are headed. It’s safe to say we get loans closed better and faster than any other company out there.”

    — Robert Cox

    Branch Manger, Chesapeake City, MD

  • “Being a Branch Manager with Universal has been very rewarding. Everyone is extremely helpful and Universal provides a platform for great success. The future is bright!”

    — Chad Huffstetler

    Branch Manger, Raleigh, NC

  • “Being a Branch Manager with Universal has been very rewarding. Everyone is extremely helpful and Universal provides a platform for great success. The thing I like most is that Universal’s environment, it is a real family feeling!!! The future is bright at Universal Mortgage & Finance!”

    — Rafael Matos

    Branch Manger, Orlando North, FL